Are you drowning in debt, far behind on your bills and desperate for legal help that can return you to a sound financial footing?

The fast, legal and healthful route to personal debt relief for financially distressed individuals and families is Chapter 7 "fresh start" bankruptcy.

As our experienced Oakland attorney Lawrence L. Szabo will explain to you at your free initial consultation, Chapter 7 bankruptcy accomplishes the following, if you qualify via the "means test":

• Immediately discharges debt of all kinds, including medical debt and credit card debt
• Establishes property exemptions, which determine the material assets you can continue to own during bankruptcy
• Stops mortgage foreclosure, wage garnishment, motor vehicle repossession efforts and creditor harassment, thanks to the "automatic stay"

At the Law Office of Lawrence L. Szabo, our respected bankruptcy law firm's founder listens carefully to your description of where you've been, where you are and where you want to go.

As your lawyer, Mr. Szabo responds with realistic assessments of how federal bankruptcy protections can lighten your consumer debt load, protect your home and put creditors on notice. Best of all, he crafts solutions to your problems in a customized, personalized way that fit the details of your exact situation.

If you have been weighing the pros and cons of personal bankruptcy, you owe it to yourself to be in touch with us by phone or email message. Call us today in Oakland, California — 510-922-0565.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.